Personal Finance Software 2021: A Comprehensive Review of Personal Capital

In today's digital age, managing one's finances has become an increasingly complex task. With numerous financial accounts, investments, and expenses to track, it can be overwhelming to keep everything organized and on top of things. This is where personal finance software comes in - tools designed to help individuals take control of their financial well-being. Among the many options available, Personal Capital stands out as a popular choice for both beginners and those with more experience in money management.

Personal Capital offers three main packages: Deluxe, Premier, and Home & Business. Currently, these packages are being offered at a 40% discount, with this offer extending through September. But what exactly does each package include? And how can Personal Capital help you achieve your financial goals?

The Deluxe package is designed for individuals who want to get started with financial planning. This package includes all the necessary features for basic financial planning, including budgeting and cash flow tools, goal trackers, and retirement and college savings outcome forecasting. Additionally, users can link all of their financial accounts in one place, making it easy to keep track of their spending and savings.

The Premier package is geared towards those who want to integrate their investing needs with a financial plan. This package includes the features found in the Deluxe package, plus additional tools such as robo-advisor wealth management services for a fee. These services offer a comprehensive view of your finances, helping you make informed investment decisions.

Finally, the Home & Business package is designed for small business owners or those who have multiple income streams. This package includes all the features found in the Premier package, plus additional tools for tracking business expenses and creating financial reports.

One of the standout features of Personal Capital is its ability to identify hidden fees you might be paying on your investments. This tool can help you optimize your investment portfolio and save money in the long run.

Personal Capital also offers a free version of its software, which includes all the necessary features for basic financial planning. This is an excellent option for those who are just starting out with personal finance software or want to try before committing to a paid package.

In conclusion, Personal Capital is a robust and user-friendly personal finance software that can help you achieve your financial goals. With its comprehensive view of your finances, goal tracking features, and retirement and college savings forecasting tools, it's an excellent choice for anyone looking to take control of their financial well-being.

Personal finance software 2021